A plain-English guide to every field on the FinWealthytech Dividend Screener — verdicts, Safety Grade, Income Streak, the Dividend Calendar, and how to use the Income Hub to project your portfolio income.
The FinWealthytech Dividend Screener runs weekly across 690+ US-listed dividend-paying stocks. For each stock it calculates a verdict, a Safety Grade, an Income Streak, and a four-dimension Dividend Scorecard — all from publicly available financial data.
The goal is to save you hours of manual research by surfacing the stocks that combine attractive yield, consistent payment history, dividend growth, and manageable payout risk in a single ranked card view.
The screener narrows the universe. It is not a buy signal on its own. Always read the underlying business before committing capital, and verify ex-dividend dates with your broker.
Four dates matter for every dividend payment. Miss the right one and you miss the income.
The screener runs weekly. Ex-dividend dates shown reflect the last run and may shift slightly. Always confirm the exact date on your broker's platform before trading.
Each stock appears as a card with three sections. Here is what every field means:
| Field | What It Means |
|---|---|
| Dividend Yield | Annual DPS ÷ current share price. Higher is not always better — an unusually high yield can signal a price collapse or an unsustainable payout. |
| Income Streak | Consecutive years the company has paid (not necessarily grown) its dividend. A 20-year streak means it paid through the 2008 GFC and the 2020 COVID crash. |
| REIT chip | Marks Real Estate Investment Trusts. REITs are legally required to distribute 90%+ of taxable income — yields tend to be higher but payout ratios look elevated by design. |
| DPS (TTM) | Dividends Per Share over the trailing 12 months. This is the actual cash paid, not a forward estimate. |
| 3yr / 5yr CAGR | Compound annual dividend growth rate over 3 and 5 years. A positive CAGR means the dividend has been rising — important for beating inflation. |
| Est. Next DPS | A simple projection: current DPS × (1 + YoY growth rate). Treat it as a directional indicator, not a guarantee. |
| Ex-Div Date | The cut-off date shown in the Dividend Calendar. Own shares before this date to qualify for the next payment. |
Every stock receives one of four verdicts based on its combined yield, growth, safety, and consistency scores.
Use the Safety Grade filter chips at the top of the screener to show only A and B-grade stocks. Combine with the Yield slider to narrow down to your target income range.
The Safety Grade reflects how sustainable the dividend is based on payout ratio, free cash flow coverage, and earnings stability. It is separate from yield — a stock can yield 8% and still get a D if the payout is clearly unsustainable.
Because REITs must distribute 90%+ of income by law, their payout ratios are structurally higher. The screener applies adjusted thresholds for REIT-classified stocks so they are not unfairly penalised on the payout ratio criterion.
The Income Streak counts how many consecutive calendar years the company has paid at least one dividend. It is a measure of reliability, not growth.
Dividend Aristocrat status requires 25 consecutive years of dividend growth. The Income Streak only requires payment — not growth. A company that held its dividend flat for 20 years has a streak of 20 but is not an Aristocrat.
The Dividend Scorecard breaks the overall verdict into four independent dimensions, each graded A–D. This lets you see why a stock received its verdict.
| Dimension | What Gets an A |
|---|---|
| Yield | Current yield is in the top tier relative to screened peers — typically above 4% for non-REITs, adjusted for sector norms. |
| Safety | Payout ratio below ~60% (or adjusted REIT threshold), positive free cash flow, no recent cut or suspension. |
| Growth | 3-year and 5-year dividend CAGR both positive and above inflation. Indicates management's commitment to increasing shareholder income. |
| Consistency | Income Streak of 10+ years with no gaps, minimal year-over-year variance in DPS. Reliable payment cadence. |
The horizontal filter bar at the top of the Dividend Screener lets you slice the 690-stock universe instantly:
Safety Grade = A or B → Yield ≥ 3% → Streak ≥ 10yr. This typically surfaces 30–60 high-quality income stocks to research further.
The Dividend Calendar groups all screened stocks by their ex-dividend date, arranged week by week. It is designed to answer one question: which stocks do I need to own before the end of this week to qualify for the next payment?
Use the filter tabs to scope the view — This Week for immediate decisions, Next 30 Days for planning, or Next 90 Days for quarterly income scheduling. The countdown pill on each row shows days remaining to the ex-div date.
Most brokers settle equity trades in T+1 (one business day). If the ex-div date is tomorrow and you buy today, check with your broker whether settlement completes in time to qualify.
The Income Hub turns the screener data into a personalised income projection. Add your holdings — ticker and number of shares — and the Hub calculates:
The Income Hub also supports lot tracking — log each buy and sell separately with a date so you have a clean history of your position over time. Holdings are saved in your browser so they persist across visits.
Income projections use trailing 12-month DPS (the actual cash paid in the last year). They are not forward guidance. If a company has recently changed its dividend, the trailing figure may over- or understate future income.
Before acting on any Dividend Screener result, run through this quick checklist:
Open the Dividend Screener, apply Safety Grade A+B and a yield filter, then use the Calendar and Income Hub to plan your income schedule.
Data sourced from yFinance and updated weekly. All projections are for informational purposes only and do not constitute financial advice. Past dividend payments are not a guarantee of future payments. Always verify with your broker before trading.